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Wallet Sage

Wallet Sage

Wise advice for your financial life

  • Personal Finance
  • Frugality
  • Earning

May 13, 2017

What is a Sole Proprietorship?

If you’re making money from a side gig or doing freelance work, you’re probably a sole proprietor without even knowing it. A sole proprietorship is an unincorporated business formed by a single individual and is not recognized as a legal entity separate from its owner; it designates the person … [Read more...] about What is a Sole Proprietorship?

May 6, 2017

My Experience Working as a House Cleaner

House cleaning is a line of work with a low bar to entry and that offers great flexibility, making it an attractive option for a student or simply someone who doesn't want to commit to a regular work schedule. If you’re able-bodied, energetic, organized, and attentive to detail, it could be a great … [Read more...] about My Experience Working as a House Cleaner

May 5, 2017

No-Spend til Debt-Free Challenge

I have a spending problem. My penchant for pretty, soft, high-quality, and beautifully scented things has gotten me into a lot of trouble since turning 18 and having a regular job. With relief I can say that in my several years of being an active credit card holder, I’ve been organized enough to … [Read more...] about No-Spend til Debt-Free Challenge

May 4, 2017

How to Avoid Paying Interest on Credit Cards

There's a simple way to continually get up to a 55-day interest-free loan from your credit card issuer. No gimmick, just a little thing called the credit card grace period. Establishing good credit is essential to financial fitness, and having a clear understanding of how your credit card's … [Read more...] about How to Avoid Paying Interest on Credit Cards

May 3, 2017

Chase Freedom Unlimited Card – 1.5% Back and a $150 Bonus

I just got the Chase Freedom Unlimited credit card in the mail and I’m pretty excited—it’s like a mini raise. This card gives me 1.5% cash back on all of my purchases. Considering that I make all purchases aside from rent and student loan payments (which can only be paid with a checking account) … [Read more...] about Chase Freedom Unlimited Card – 1.5% Back and a $150 Bonus

May 2, 2017

Honey Review – A Browser Extension That Helps You Save Money

The browser extension Honey automatically applies coupon codes at checkout by trying multiple ones listed online at sites like Retail Me Not. But that’s not all—if you shop on Amazon, you’ll find it useful as it lets you know whether the same product is available elsewhere for less from another … [Read more...] about Honey Review – A Browser Extension That Helps You Save Money

May 1, 2017

Alaska Airlines Visa Signature Credit Card Bonus and Perks

The Alaska Airlines Visa Signature credit card charges a hefty $75 annual fee, but for a regular traveler, I'd say the bonus and regular features justify the cost. Bonus If you make $1,000 in purchases during the first 90 days from account opening, you’ll receive 30,000 bonus miles (which won’t … [Read more...] about Alaska Airlines Visa Signature Credit Card Bonus and Perks

April 30, 2017

What is a 529 Plan?

If you don’t prepare for your financial future, you’ll end up in a jam. You might have already started saving money for your retirement. Paying for your child’s or children’s college education, should you choose to take on that burden, will require a major chunk of money that you should get going on … [Read more...] about What is a 529 Plan?

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