All natural. Do these words make you feel all fuzzy inside? If so, a fallacy is at play in your mind, and it could be costing you big time. The naturalistic fallacy, coined by British philosopher G.E. Moore in 1903, though originally identified by Scottish philosopher David Hume (“Hume’s law”) … [Read more...] about 7 Food Myths Burning a Hole in Your Wallet
When it comes to retirement planning, the sooner you get going the better. As Alan Kakein once said, failing to plan is planning to fail—particularly true in this case. Sure, you might get Medicare, but it isn’t guaranteed, and living off the average social security payout alone would mean a very … [Read more...] about Ultimate Guide to Retirement Accounts
Our species is programmed to crave and enjoy sugar, but in the modern developed world, that adaptation does not serve us well. Nearly 71% of Americans are overweight, with about 38% obese, per Centers of Disease Control and Prevention 2016 statistics, and sugar no doubt plays an important … [Read more...] about Cut Back on Sugar to Reduce Costs and Improve Health
An individual retirement account (IRA) is a tax-advantaged savings tool. It is not an investment itself, but a container for investments (stocks, bonds, CDs, mutual funds, ETFs, and so forth) that offers benefits in exchange for your compliance with a set of rules. IRAs are a broad category … [Read more...] about What Is an IRA?
Rebate apps are valuable tools for cutting down on your grocery expenses—I reviewed several in an earlier post, Save Money with Rebate Apps. But if you want just one great rebate app, go with Ibotta. Founded in 2011, it’s by far the most popular and well-known of the rebate apps and works at over … [Read more...] about Beginner’s Guide to Ibotta
Do a Google search for “best ways to make money online” and you'll see Swagbucks come up in numerous results. I've also seen it recommended on many different money-related blogs as well. But is it really a wise use of your time and attention? What Is Swagbucks? Launched in 2008 and based in … [Read more...] about Is Swagbucks Worth the Time?
A 529 plan is a tax-advantaged educational savings plan operated by an educational or state institution. 529 plans were created by Congress in 1996, and “529” stems from their required compliance with section 529 of the Internal Revenue Code. They are legally known as “qualified education programs.” … [Read more...] about Prepaid 529 Plans
Don’t underestimate the difference that a couple percent could make in the growth of your investment or savings. The rule of 72 is a simplified method of determining the number of years it would take for your money to double at a certain interest rate. It illustrates just how impactful a seemingly … [Read more...] about Rule of 72