• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar
  • Skip to footer
Wallet Sage

Wallet Sage

Wise advice for your financial life

  • Personal Finance
  • Frugality
  • Earning

Personal Finance

April 9, 2017

Passive vs. Active Funds

Passive or "index" funds are those that try to track/mimic, rather than outperform, the returns of a benchmark/index such as the Standard & Poor (S&P) 500 as closely as possible, purchasing all or a representative sample of its securities. In the case of actively managed funds, on the other … [Read more...] about Passive vs. Active Funds

April 8, 2017

3 Types of Investment Companies

Federal securities laws categorize investment companies into three basic types: 1. Open-end companies; 2. Closed-end companies; and 3. Unit investment trusts (UITs). Open-End Companies In the case of open-end funds/companies, investors and fund companies buy and sell fund shares directly with … [Read more...] about 3 Types of Investment Companies

April 2, 2017

Student Loan Refinancing 101

In May 2016, U.S. college graduates owed an average of $37,172, a 78% increase from 2006 figures, according to data compiled by student loan expert Mark Kantrowitz. Fortunately, college grads with good credit and a steady full-time income are excellent candidates to refinance their loans—that is, … [Read more...] about Student Loan Refinancing 101

April 1, 2017

How to Estimate Investment Return

The expected return on your investments could dictate some pivotal spending choices you'll need to make with your money. At some point, for instance, you may be faced with the dilemma of whether to use money in excess of your fixed expenses to pay down debt or to put it towards your investments … [Read more...] about How to Estimate Investment Return

March 16, 2017

Debt Snowball vs Debt Avalanche

When the time comes to start thinking about how to go about paying off loans and you do some Googling to figure out the best way to do it, you'll likely encounter conflicting advice that may leave you baffled. In this article I'll explain why targeting loan payments based on their highest interest … [Read more...] about Debt Snowball vs Debt Avalanche

March 5, 2017

Credit Scores 101

Establishing and maintaining excellent credit is an essential step of attaining financial security. Even if you're on top of your month-to-month expenses and have no need for credit now, don't shy away. Chances are, there will come a time in your life when you'll need help in paying off large … [Read more...] about Credit Scores 101

March 5, 2017

Relationships and Money

What do relationships have to do with your personal finances, you may wonder. While research clearly demonstrates the importance of a fulfilling social life in our wellbeing, from personal experience I assert that it further plays a vital role in fostering the conditions needed for a robust desire … [Read more...] about Relationships and Money

March 5, 2017

Refinancing Student Loans Through Credible

Once you’ve graduated college and landed your first professional job, your essential first step toward getting your personal finances into tip-top shape is to pay down your high-interest student loan debt. Cutting your loan interest rates as much as possible by refinancing your loans is a smart move … [Read more...] about Refinancing Student Loans Through Credible

Primary Sidebar

Let’s Connect

  • Facebook
  • Instagram
  • Pinterest
  • Twitter

Recent Posts

  • Bad Credit Loans – A Step by Step Guide
  • What Are 7 Attributes That Public Adjusters Should Have?
  • 7 Best Free Resources for Learning French
  • Free Automated Price Tracking Refunds with Paribus
  • 6 Questions to Ask Yourself Before Making Any Decision
  • « Go to Previous Page
  • Go to page 1
  • Interim pages omitted …
  • Go to page 3
  • Go to page 4
  • Go to page 5

Footer

  • Facebook
  • Instagram
  • Pinterest
  • Twitter

Copyright © 2023 · Business Pro on Genesis Framework · WordPress · Log in